SVAI INVESTMENT DILIGENCE DISCLAIMER

INVESTMENT DISCLAIMER

Dear Investor,

SVAI's investment proposal materials do not constitute any representation as to the suitability or appropriateness of any security, financial product or instrument. There is no guarantee that investment in any program or strategy discussed herein will be profitable or will not incur loss.

This information is prepared for general information only. It does not have regard to the specific investment objectives, financial situation, and the particular needs of any specific person who may receive this report.

Investors should seek financial advice regarding the appropriateness of investing in any security or investment strategy discussed or recommended in this report and should understand that statements regarding future prospects may not be realized.

Investors should note that security values may fluctuate and that each security’s price or value may rise or fall. Accordingly, investors may receive back less than originally invested. Past performance is not a guide to future performance. Individual client accounts may vary.

Investing in any security involves certain risks called non-diversifiable risk. These risks include market risk, interest-rate risk, inflation risk, and event risk. These risks are in addition to any specific, or diversifiable, risks associated with particular investment styles or strategies.

SVAI Risk strategies are not considered diversified portfolios which may invest in Exchange Traded Funds, or ETFs, individual stocks, or bonds.

SVAI strategies target specific sectors or investment methodologies which, depending on the strategy, may include domestic large, mid, and small cap equities, international equities, value investing, commodities, natural resource companies, real estate investment trusts, master limited partnerships, convertible bonds, senior bank loans, high yield bonds, government debt, preferred stock, managed futures, derivatives, high quality, and low volatility. There are additional risks associated with investment in these sectors or utilizing these methodologies.

Small or mid-cap companies are less predictable than large or mega-cap companies. Earnings are less predictable, shares are more volatile, and such companies generally fluctuate in value much more than large cap companies.

Developed international securities and American Depository Receipts may be subject to fluctuations in the exchange rate, varying degrees of market regulations within the foreign country, lower liquidity and increased volatility as compared to US securities, additional tax implications, and political, economic, or social instability.

Emerging markets may experience risks similar to developed nations but to a far greater degree. The stage of economic development of the country will be directly related to the amount of risk within that country’s market.

Value investing refers to investment in undervalued securities in an effort to achieve greater overall returns. A security which is considered undervalued might never achieve the level of return projected by an investor. As such, value investing is subject to liquidity risks in addition to the general business risk.

Commodity instruments may be affected by changes in overall market movements, commodity index volatility, changes in interest rates, or factors affecting a particular industry or commodity, such as drought, oods, weather, livestock disease, embargo, tariffs, and international economic, political, and regulatory developments.

Real Estate Investment Trusts are subject to decreases in value, adverse economic conditions, overbuilding, competition, fluctuations in rental income, and fluctuations in property taxes and operating expenses.

SVAI’s offers are a partnership which derives capital coming from real estate, natural resources, and, or commodities. As such, SVAI’s offer is subject to all of the underlying risks of these investments.

Due to the amount of speculation risk this arrangement is considered a non-convertible security which involves a higher credit risk than a non-convertible opportunity and generally pay higher dividends, interest and returns than non-convertible securities. While the business risk is lower than that of an unsecured loan, the risk is still present.

Investors generally invest in high yield bonds due to the prospect of greater than average interest payments. High yield investments are subject to a greater degree of the business risk, credit risk, and the liquidity risk as opposed to a medium-grade or investment-grade corporate debt security.

Thank you for taking the time to consider SVAI's investment proposals. Please contact us at (415) 314-3592 to learn how you can become an investor in SVAI's projects.

Sincerely,
Jehan Mansur, Chairman and Founder
www.svaiinc.com
(415) 314-3592

Silicon-Valley AI
2726 Montecito Vista Way, Suite #3 - San Jose, CA 95111 USA
mansurjehan@gmail.com or jehanmansur@svaiinc.com